Budget for ownership, not only the loan
The modeled maximum price is calculated from the payment left after your entered insurance, fuel, maintenance, parking and other vehicle costs. Your desired total car budget is always visible and editable.
Conservative, balanced and aggressive are personal choices
Instead of silently imposing a fixed percentage of income, enter a lower or higher desired car budget and compare the effect. Keep room for irregular repairs and changing insurance or fuel costs.
This is an educational budgeting estimate, not personalized financial advice or a credit decision.